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Sunday, March 12, 2017

HDFC Bank Ltd Walk-in For Freshers And Experienced (Multiple Positions) On 15th March 2017


Job Position Details
Company Name  :HDFC Bank Ltd
Experience         :0 To 5 years.
Job Location      :Chennai.
Qualification     :Any Graduates.

Job Descriptions:
1 Scoping / Survey
  • Undertake survey & identify areas villages / wards having potential SHGs
  • Minimum number of clients in a particular village / ward is very critical for viability of operations. MFIs Competition, risk exposure and credit appetite shall be the basis for identification of village / ward for client acquisition.
  • Inputting of survey results & data compilation
2 Client Acquisition & Financial Literacy
  • Collection of clients profile & assessment of clients in line with the banks policies
  • Explain them the product features and convince them to have relationship with HDFC Bank Ltd
  • Explain the process of account opening & the features of SB accounts held with HDFC Bank Ltd
  • Create baseline information about the SHG & individual members of SHG.
3 Account Opening:
  • Visit the place of clients and confirm the existence of individuals of SHG
  • Help the RM in collecting KYC documents from individual members of SHG
  • Preparation of Photo ID card for SHG
  • Issuance of SHG Photo ID Card
  • Assist RM in submission of AOD for account opening
  • Ensure delivery of welcome kit and CUG ATM Card
4 Loan Appraisal & Documentation:
  • Complete credit rating as per the banks rating tool to assess the loan eligibility
  • Collect necessary documents and submit the same to credit for approval
  • Collect data / information for SHG CAM Preparation thru LOS
  • Data entry in LOS & CAM preparation
  • Organize the group for credit visit / rating validation by credit
  • Post receipt of approval from credit, complete loan documentation
  • Cross validation thru tele-calling.
5 Credit Counseling & Loan Disbursement:
  • Organize the group for disbursement & ensure attendance of all the members
  • Explain the terms and conditions of loan con tract.
6 Monthly Call Visit:
  • Attend SHG monthly meeting at the place of SHG
  • Complete call visit report and submit it to approvers for noting & updation
7 Collection
  • Collect monthly EMI either thru POS or thru branch and ensure OTR
  • Do regular follow up and recover dues from delinquent accounts
8 Value Added Services:
  • Assess training requirement / capacity building requirement and facilitate such events
  • Extend market linkage and other livelihood promotional services to the clients as when required
  • Enroll eligible individuals under life insurance scheme and provide post enrollment services
Mandatory Documents To Carry:
  1. Resume
  2. 2 Recent photograph
  3. 10+2+3 Educational Certificates,
  4. Address Proof ( Voter ID, Aadhaar, Driving License - Any one or Two),
  5. PAN Card and 
  6. 2 Passport size photograph. 
  7. Experience letter if any
  8. Carry all original + Xerox copy. Original documents will be returned once verified.
Walk-in Date:Wednesday, 15th March 2017.
Walk-in Time:10.30 am
Venue:
HDFC BANK LTD,
SUSTAINABLE LIVELIHOOD INITIATIVE
NO:60, TRICHY ROAD,
PALLADAM - 641 664
TAMILNADU

Contact Inforamation:
Contact person:-Mr.Rajkumar
Contact No :  9787334354